What does Cressey's theory suggest about the relationship between financial need and trust violations?

Cressey's theory, often referred to as the "Fraud Triangle," posits that individuals may commit trust violations, such as fraud, when they face unshareable financial problems. This concept emphasizes that when individuals encounter financial distress that they believe cannot be disclosed or shared, they may feel compelled to resort to dishonest means to alleviate their predicament.

The essence of this theory lies in the understanding that these financial pressures create a "rationalization" for the individual, leading them to justify their unethical decisions. They may convince themselves that their actions are necessary for survival or to maintain their lifestyle, ultimately resulting in trust violations against those who have entrusted them with responsibility.

This context supports the notion that unshareable financial issues are a significant catalyst for fraud, as they create an environment where ethical boundaries can become blurred. Trust violations stem from the attempt to resolve these financial stresses through deceitful means, making the relationship between financial need and trust violations a critical area of study in the prevention of fraud.